Practical Healthcare Reform -
› The federal government has the largest health care group in the country (about 8.2 million enrollees) under the Federal Employees Health Benefits (FEHB) Program.
› It is such an exemplary program that Congress provided its benefits for themselves, instead of being covered with the Affordable Care Act (ACA, commonly referred to as Obama Care).
› These plans could be offered to the American people across the board. Even though families and individuals would have to pay the employee and employer's shares it would be more economicall than the ACA offers now.¹
› Most likely the costs would go down with the larger "group" that would be created with additional people under coverage.
› The costs for individuals and families that cannot afford the costs would be substantially covered by the money expenditures of the current Medicaid and other state or federal health care programs in use now.
› All of this can be achieved with a simple system that would reduce costs while keeping choices open.
› Where people have a choice.
› In a system fostering competition that would also drive costs down.
› A system that has been functioning for 6 decades!
According to their website: "The FEHB Program can help you and your family meet your health care needs. Federal employees, retirees and their survivors enjoy the widest selection of health plans in the country. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health savings/reimbursable accounts and lower premiums, or Fee-for-Service (FFS) plans, and their Preferred Provider Organizations (PPO), or Health Maintenance Organizations (HMO) if you live (or sometimes if you work) within the area serviced by the plan."
You can look it up at - www.opm.gov/healthcare-insurance/healthcare/plan-information/plans/
¹ Back in the 90's I worked for the federal government. Both my self-employed neighbor and myself had a Kaiser Permanente HMO family program with nearly identical benefits. They were paying a little over $100 a month more than what I and the government combined paid. And our friends thought it was a good deal.
== If you think that this would work please share this post. ==
› The federal government has the largest health care group in the country (about 8.2 million enrollees) under the Federal Employees Health Benefits (FEHB) Program.
› It is such an exemplary program that Congress provided its benefits for themselves, instead of being covered with the Affordable Care Act (ACA, commonly referred to as Obama Care).
› These plans could be offered to the American people across the board. Even though families and individuals would have to pay the employee and employer's shares it would be more economicall than the ACA offers now.¹
› Most likely the costs would go down with the larger "group" that would be created with additional people under coverage.
› The costs for individuals and families that cannot afford the costs would be substantially covered by the money expenditures of the current Medicaid and other state or federal health care programs in use now.
› All of this can be achieved with a simple system that would reduce costs while keeping choices open.
› Where people have a choice.
› In a system fostering competition that would also drive costs down.
› A system that has been functioning for 6 decades!
According to their website: "The FEHB Program can help you and your family meet your health care needs. Federal employees, retirees and their survivors enjoy the widest selection of health plans in the country. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health savings/reimbursable accounts and lower premiums, or Fee-for-Service (FFS) plans, and their Preferred Provider Organizations (PPO), or Health Maintenance Organizations (HMO) if you live (or sometimes if you work) within the area serviced by the plan."
You can look it up at - www.opm.gov/healthcare-insurance/healthcare/plan-information/plans/
¹ Back in the 90's I worked for the federal government. Both my self-employed neighbor and myself had a Kaiser Permanente HMO family program with nearly identical benefits. They were paying a little over $100 a month more than what I and the government combined paid. And our friends thought it was a good deal.
== If you think that this would work please share this post. ==
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